Considering the relatively scanty payout, Social Security benefits have become like a bad joke in the retirement world. Still, in the face of a horrific recession, many retirees are jumping on the bandwagon and filing for benefits as soon as they blow out their 62 birthday candles. As a matter of fact, applications for retirement benefits have skyrocketed by 23% this year. Some estimates show that the Social Security Administration will have to dole out more money than it collects over the next two years. Read More

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Retirees don't have to pay for professional work clothes, dry cleaning, or transportation to the office. So some workers reason that they will be able to get by with a lower income when they retire. But spending on basic necessities typically increases in retirement. The budget for food, housing, and healthcare is larger for retirees at every income level, according to research by Deanna Sharpe, an associate professor of personal financial planning at the University of Missouri. Read More

Play, learn, and create things together!

These days free is a wonderful word. That's why we've created a new guide to 100 Free Things to Do With Your Grandkids. Read More