Bargains4Seniors.com has created a local search database which allows business owners and seniors to share senior-specific discounts. Bargain-hunting seniors use the local search service to find discounts in their town. This new service will save seniors money and reward senior-friendly businesses with free advertising and new customers.

To include a senior-specific discount, simply click "share a bargain" at the top of the website and create a login (the process takes less than two minutes.) Once a discount is posted, the Bargains4Seniors community rates and reviews each bargain by sharing opinions in the blog-style comment section. Bargain types include restaurants, professional services, travel, shopping and entertainment. Read More

Workers approaching retirement are often told by experts that they will need only about 80% of their income after they stop working to maintain the same lifestyle.

After all, expenses fall when retirees don't need to dry-clean their work wardrobe and commute every day. And they have more time to shop for deals and handle house and yard work themselves. Presumably, the children are out of the nest or have their own financial flight plan.

The problem is that many retirees soon discover the 80% rule of thumb doesn't work. "I'm finding that to be unrealistic with today's retirees," says James R. Miller, president of Woodward Financial Advisors in Chapel Hill, N.C. "It is more like 100%." Read More

Considering the relatively scanty payout, Social Security benefits have become like a bad joke in the retirement world. Still, in the face of a horrific recession, many retirees are jumping on the bandwagon and filing for benefits as soon as they blow out their 62 birthday candles. As a matter of fact, applications for retirement benefits have skyrocketed by 23% this year. Some estimates show that the Social Security Administration will have to dole out more money than it collects over the next two years. Read More

Groupon offers a deal of the day in over 30 cities. Groupon deals include the city’s best things to eat, see and do at 50%-90% off! Read More